Why this matters
Most SMEs hit a wall where bookkeeping isn't enough anymore. You need someone to help price contracts, negotiate with banks, and sit in board meetings. A full-time CFO costs USD 60k+ a year. A Virtual CFO gives you the same seniority for a fraction of the price.
What to expect
1. Monthly rhythm
One board-quality management pack, one strategy call, and on-demand access on WhatsApp or email between calls.
2. In the room for real decisions
Pricing new contracts, weighing up big purchases, negotiating with lenders, modelling scenarios, checking supplier terms — we do the work with you, not just after.
3. Board attendance (optional)
We attend your board or shareholder meetings and present the numbers if you'd like us to.
What you provide
- Up-to-date books (we can do this too)
- Access to management and, where relevant, the board
- Honesty about what's working and what isn't
Monthly retainer. 3-month minimum.
- Board-ready monthly pack
- Monthly strategy call (60–90 minutes)
- Ad-hoc analysis when a decision comes up
- Board attendance if included
Real example
A supplier wanted the full USD 90k upfront. Cash was tight.
We built a three-scenario cash model, framed a 30/30/40 payment plan, and closed the deal — no overdraft needed.
Jargon buster
- CFO
- Chief Financial Officer — the most senior finance person in a company.
- Retainer
- A fixed monthly fee for ongoing access, instead of billing per hour.