Why the accounting is different here
Farms don't earn evenly across the year, and biological assets (crops in the ground, livestock) need to be valued properly for accounts and financing. Contract farming with GMB, Delta or exporters adds another compliance layer.
- Cash-flow gaps between planting and harvest
- Biological asset valuation for accounts
- Input finance from contractors — tracking what's yours vs theirs
- Fuel, fertiliser and chemical stock control
- Currency mix on exports vs local sales
- ZIMRA — VAT (many inputs zero-rated), income tax, QPDs
- AMA — Agricultural Marketing Authority licensing
- GMB and export board contracts
- EMA — water use and chemical handling
How we help
Seasonal cash-flow forecasts by crop or enterprise
Biological asset valuations following IAS 41
Contract farming reconciliations with input suppliers
Enterprise gross margin per hectare or per bird
Farm-level management accounts, not just tax returns
KPIs we track
Playbook modules that matter most
A real example
A tobacco and maize farmer had three seasons of receipts in a drawer and no idea which enterprise was actually paying. The bank was asking for accounts before extending the next season's facility.
We reconstructed three seasons, split the P&L by enterprise, and showed the bank a clean set of accounts with realistic forecasts. The facility was approved and the farmer dropped a marginal crop the following season.